Equity Release

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Are you finding yourself with lower than expected pension income? There are ways to improve your income, even if you do not have savings, so you can enjoy your hard earned retirement.

There are two main types of equity release – lifetime mortgages and home reversion plans.

A lifetime mortgage, is secured against your home. A home reversion plan, involves selling part or all of your home. Either type could provide you with a tax-free cash lump sum, a regular income or both. Lifetime mortgages can also be used to help fund a property purchase for clients aged 55 upwards, to assist in securing a comfortable retirement property when conventional mortgages may not allow.

We will recommend the product best suited to your individual needs and circumstances. If leaving an inheritance to loved ones is important to you, there are certain equity release plans that can factor in your wishes.

Call for an appointment in the Deal, Sandwich and Dover area on 01304 268301.