Tel: 01304 268301     Email: info@vhfs.co.uk                          


Long term care


Offering a whole of market service with no upfront costs.

Meeting the costs for paying for care can put a considerable financial burden on families and can even result in the dreaded sale of a much loved home. For example, the average residential care home cost in the Deal, Dover, Sandwich area is circa £39,000 a year and with the average stay at around three years. Paying for home care costs or long term care Dover, Deal or Sandwich areas can be substantial.

Thanks to better medical care and healthier lifestyles, we have the prospect of living longer. While an increase in life expectancy is good news, it has to be recognised that there are a number of financial implications that go with it. We are able to discuss various options including Care Annuities and Deferred Payment Scheme.

There are benefits that are not means tested such as, Attendance Allowance and Disability Living Allowance and we are able to offer you advice as to whether these could be available to you. Depending on your circumstances you may qualify for funding from the NHS or even your Local Authority. Even if you do, the amount you receive may not be enough to complete your care costs, either at home or in a care home. If this happens, you will need to think about how you could top up any contribution or if you have to pay for it yourself. This all depends on your health or mobility, what level of health and support you need, the value of your savings, assets and income.

Providing advice for elderly clients and for those concerned with planning for their future well-being, is an extremely complex area requiring specialist knowledge and qualifications.

Vanessa is an accredited member of Society of Later Life Adviser (SOLLA). SOLLA members are specialists in advising older clients on financial matters and follow a strict code of conduct. SOLLA is a ‘not for profit’ organisation which aims to ensure that consumers are better informed about financial issues in later life and can find an accredited adviser.

Our Experiance


Vanessa

Financial Adviser


Vanessa has over 25 years experience of working in Deal as a Financial Adviser.

After a successful career firstly working as a Retail Investment and Specialist Protection adviser at Halifax branch in Deal and then with St James’s Place Wealth Management, Vanessa is now joined by Matthew to help continue giving valuable advice.

What Others Say


"


We received fantastic and uncomplicated advice from Vanessa to take out our first mortgage. We changed mortgage advisor to Vanessa as the previous one we found wasn't entirely open and honest with us. It was refreshing to receive such an honest, hassle free and helpful service. I would highly recommend Vanessa's service to anyone


J Baker

/ Happy Mortgage Customer

"


Vanessa and Matthew managed to help move us into our new family home effortlessly, they made the whole process simple for us, dealing with the demands of the mortgage lender. They were able to find us a cheaper mortgage than offered in the high street. Vanessa also ensured we had fully protected ourselves in the event of the unexpected, to give us peace of mind. We would highly recommend Vanessa Harrison Mortgage and Financial Planning due to their outstanding quality of advice and service


R Seaman
Happy Mortgage Customer

"


Now our second remortgage has completed, I just wanted to write and thank you for all your help, everything was done very smoothly, and I would very happily to recommend your company to others


S O'Neill 
Happy Mortgage Customer

Why receive financial advice?

Here are some reasons to call us now

Pros

  • Professional Service  
  • In the comfort of your home 
  • Face to face meeting
  • Save time
  • Save money

Pensions

Mortgages

Investments

Long term care

Equity Release

Protection

Long Term Care Dover

We'd love to meet you

As local residents there is nothing we like more than meeting local people and helping them find their best financial solutions. 

Contact Us


Offer services in Deal, Dover, Sandwich and all surrounding areas


01304 268301


info@vhfs.co.uk

About Us

Vanessa has over 25 years experience of working in Deal as a Financial Adviser.

After a successful career firstly working as a Retail Investment and Specialist Protection adviser at Halifax branch in Deal. Vanessa is now joined by Matthew to help continue giving valuable advice.

Proud to be part of the Deal Chamber of Commerce.

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